Financing
Published rates. No negotiation.
Veltrix sells at one price to everyone, which means financing can be published too. The rate you see is the rate you are offered, subject only to approval — there is no dealer margin to discover and nothing to haggle over.
Options
Three ways to pay for the same vehicle.
The price does not change with the payment method, and neither does the specification you are offered.
Finance
From 4.9% APR
Own the vehicle outright at the end of the term.
Terms from 36 to 84 months with a minimum 10 percent deposit. Rates are fixed for the full term and there is no early settlement penalty at any point.
- 4.9% APR on 36–60 months, 5.6% APR on 72–84 months
- Deposit from 10 percent of the vehicle price
- Settle early at any time with no penalty
- Decision in principle in under five minutes
Lease
From $389 per month
A fixed monthly cost, then hand the vehicle back.
24, 36 or 48-month terms with mileage allowances from 8,000 to 20,000 miles per year. Maintenance and Current membership are included for the full term.
- Annual mileage from 8,000 to 20,000 miles
- Scheduled maintenance included
- Two years of Current membership included
- Return, extend, or purchase at the published residual
Business and fleet
Rates from 4.4% APR
For companies running one vehicle or four hundred.
Contract hire, business lease and outright purchase, with fleet telematics, per-driver charging billing and a dedicated account contact from the first vehicle.
- Priority service scheduling and pooled loan vehicles
- Consolidated Current billing by driver or department
- Ridge Work specification available fleet-only
- Dedicated account contact from a single vehicle upward
Estimator
Work out the monthly figure yourself.
Move the deposit, change the term, switch vehicle. The published rate is applied to whatever you enter — no form, no email address, no waiting for someone to call you back.
Estimate a payment
Estimated monthly payment
$838/mo
- Vehicle price
- $52,400
- Deposit
- $7,860
- Amount financed
- $44,540
- APR
- 4.9%
- Term
- 60 months
- Total payable
- $58,169
This estimator is an illustration only. It applies the published Veltrix rate to the figures you enter and does not include taxes, registration, or any applicable incentive. It is not a quotation, a credit decision, or an offer of finance.
The process
Four steps, in this order.
01
Configure
Choose a vehicle, trim, wheels and paint. Every price is published, including the ones for options.
02
Estimate
Set a deposit and a term to see the monthly figure. Nothing is hidden behind an enquiry form.
03
Apply
A soft-search decision in principle takes under five minutes and leaves no mark on your credit file.
04
Take delivery
Collect at an Experience Center or have the vehicle delivered to your address anywhere in the 48 contiguous states.
Trade-in
Veltrix will appraise any vehicle, of any brand, against a published valuation model. The figure you are quoted is held for 21 days or 500 miles, whichever comes first, and it does not change when you arrive.
Request a valuationWhat rate will I be offered?
The published one: 4.9% APR on terms of 36 to 60 months, 5.6% on 72 to 84 months, subject to approval. Veltrix does not offer a better rate to some applicants than others based on negotiation.
Will applying affect my credit score?
A decision in principle uses a soft search and leaves no mark. Only a full application, which you make deliberately after seeing your terms, results in a hard search.
Can I settle a finance agreement early?
At any time, with no penalty and no exit fee. The settlement figure is available in writing within one working day of request.